Can I purchase health insurance outside of the open enrollment period?

What do you do when Open Enrollment has already come and gone and you need health insurance?

Depending on your circumstances, there are many life events that may qualify you for Special Enrollment.  How is Special Enrollment different from Open Enrollment? Open Enrollment is a designated time during which individuals can purchase a health insurance policy. Special Enrollment allows individuals to purchase health insurance outside of the mandated time period, pending they meet one or more of the criteria listed below.

Whether you’re purchasing health insurance during open enrollment in Gainesville, or purchasing health insurance in Gainesville outside of Open Enrollment, the internet is not your only option. For advice and guidance, we recommend you seek out an insurance agency specialized in health insurance coverage.

Life events that may qualify you for a Special Enrollment Period include:

  • Getting married
  • Having a baby or adopting a child
  • Placing a child for adoption or foster care
  • Permanently moving outside of your plan’s coverage area
  • Losing health insurance for reasons such as the following:
    • Aging off of a parent’s plan
    • Losing coverage as a result of divorce
    • Losing employment based coverage for reasons including: resigning, being laid or getting fired
    • COBRA coverage ending (Please note, this does not include cancelling your COBRA coverage yourself before it expires.)
    • Losing eligibility for Medicaid or Children’s Health Insurance Program(CHIP)
  • Gaining citizenship or lawful presence in the United States
  • Leaving incarceration
  • For individuals who are already enrolled for health insurance through the Marketplace coverage, a change in income or household status affecting eligibility premium tax credits or cost-sharing reductions may qualify you for Special Enrollment.

Please keep in mind as legislation continues to change the health insurance programs through the Marketplace, this information is also subject to change.

This information is current as of April 15, 2015 and has been obtained through the healthcare.gov website.

Have questions about your coverage or if you qualify for a Marketplace plan? Feel free to comment below, email us (info@mcgriffwilliams.com) or call to speak with one of our agents, (352)371-7977.

2015 Spring Parade of Homes

 

BANCF_Logo-square-webThe Builder’s Association of North Central Florida (BANCF) does a wonderful job of organizing to Parade of Homes in Gainesville and surrounding areas (Alachua, Newberry, etc.) With all the new construction popping up in Alachua County, in particular residential construction (home building), it’s no surprise the Parade has almost 30 homes participating this year. Some of the newest developments in Gainesville will be featuring homes, such as Oakmont and Finley Woods.

Below is a list of the communities and builders participating in the parade, as well as the address of the homes. The digital version of the official Spring Parade of Homes guide for 2015 can be found here.

The Parade of homes will take place Saturday, April 11th – Sunday, April 12th and Saturday, April 18th – Sunday, April 19th  from noon to 6:00 pm on both weekends.

Please note, the list below is in alphabetical order by community. We recommend referring to the 2015 Spring Parade of Homes map for guidance on location and planning out your route. 

 

Bailey Estates in High Springs

Bailey Estates

19113 NW 228th Street in High Springs

Ellis Park

Robinshore

9939 NW 19th Road

Finley Woods

Norfleet Homes

6265 SW 50th Way

Tommy Williams Homes

4963 SW 63rd Lane

Greystone

Spain & Cooper Homes

4029 NW 63rd Street

Warrington Homes

 4074 NW 63rd Street

Hailey Forest Condominiums

Hailey Group

4651 SW 48th Drive, #144

Hillcrest

Pridgen Homes

1252 NW 50th Drive

Longleaf Village

Robinshore

7845 SW 79th Drive

Montclair

Hartley Brothers

15521 NW 136th Terrace in Alachua

Oakmont

Arthur Rutenberg Homes

2835 SW 117th Street

Barry Bullard Homes

2762 SW 117th Street

ICI Homes (2)

2724 SW 117th Street

2723 SW 188th Terrace

Jeffrey M. Wilde Builder (2)

2808 SW 117th Street

3223 SW 115th Terrace

Tommy Waters Custom Homes (2)

3215 SW 115th Terrace

2836 SW 117th Street

Tommy Williams Homes

2817 SW 188th Drive

Oak Ridge

Howe Development Corporation

 16685 NW 193rd Terrace in High Springs

Old Oak Estates

Huish Homes

19118 NW 41st Road in Newberry

Savannah Station

Fletcher Construction

16228 NW 121st Lane

Sorrento

Emmer Development

 2286 NW 51st Avenue

South Pointe

New Generation Home Builders

 11949 NW 13th Road

Town of Tioga

Dibros Corporation

691 SW 136th Street

Pridgen Homes

773 SW 135th Way

Turnberry Lake

G.W. Robinson Homes

 13718 NW 30th Road

2808 NW 137th Terrace

13668 NW 30th Road

Wilds Plantation

Warring Homes

10428 SW 41st Avenue

Wyndswept Hills

Hartley Brothers

15237 NW 149th Road in Alachua