“Thinking Out Loud” about last night’s Grammy Awards and tomorrow’s “Random Acts of Kindness Day”

It probably wasn’t terribly shocking to many that Taylor Swift’s “1989” won album of the year. Or that Ed Sheeran’s hugely popular song “Thinking Out Loud” took song of the year. Meghan Trainor was a well-deserving recipient of best new artist and Bruno Mars’ Uptown Funk swept record of the year. These are just a few of the gold trophies that went out in last night’s ceremony for the 2016 Grammys.

Awards make people feel a certain kind of way. It’s important in today’s world to recognize and encourage success. Good people doing good things. McGriff-Williams has been honored to accept many awards of our own that we’re very proud of and motivated by.

best insurance GainesvilleAmerica’s Best Independent Agency to Work For Insurance Journal

Tower Tier Award Tower Hill Insurance for personal lines production

Platinum Agency Award ASI & Progressive Insurance (less than 2% of agencies receive this award)

Florida Blue Award for Top 5 agency in the northeast region for Medicare supplement sales and Top 10 in the northeast region for individual under 65 plan sales

Florida Blue Award for Top 15 agency overall in the state of Florida

“Witness Greatness” was the takeaway message from last night’s show. We feel confident that’s exactly what will happen with random acts of kindness happening tomorrow too. We appreciate the loyalty of our clients over the past 33 years and are grateful for the various acknowledgments we’ve earned.

We challenge you to share your admiration of others, especially tomorrow, and hand out your own awards…. Whether it’s a smile for a stranger, picking up the coffee tab for the car behind you or sending a handwritten note to someone you haven’t talked to in a while. We all need to recognize and reward good people doing good things.

McGriff-Williams Welcomes Terry Sprague & Nick Deas

Get to know Terry

Accountant, Terry Sprague (left) & Financial insurance Advisor, Nick Deas (right)
Accountant, Terry Sprague (left) & Financial insurance Advisor, Nick Deas (right)

Terry, originally from Port Orange, FL, recently joined the McGriff-Williams team and aspires to help achieve the agency’s financial needs and goals as the in-house Accountant.

Q&A with Terry Sprague:

Tell us a little about your background. I attended Florida Southern College where I graduated with a degree in Finance and Marketing.

How long have you been in the Gainesville area? My husband Chuck and I have lived in Gainesville for close to 20 years and have raised our daughter and son, Erin and Christopher, here.

If you had to use one word to describe yourself what would it be? Dependable

How do you enjoy spending your time outside of work? I enjoy Gator functions with my family, as well as going to the beach.

What’s something on your bucket list? To own a beach house and to take an Alaskan cruise.

Get to know Nick

Nick joined the McGriff-Williams team at the start of 2016 and brings with him an extensive background and knowledge about life insurance, disability insurance and long term care insurance. The agency’s decision to add life insurance to the existing products (home, auto, business and health insurance), is to create a more well-rounded offering and convenience for clients and future clients.

Q&A with Nick Deas:

Tell us a little about your background. I attended the University of Florida where I completed my Bachelors in Business Administration with a Finance Major. I graduated in 2002 and am a third generation Gator. After completing my degree I returned to my hometown (Miami, FL) where I began my career in the financial services industry.

How long have you been in the Gainesville area? In 2011, I returned to Gainesville and have been here ever since with my wife Dari and our daughter Reagan and son Ryan.

If you had to use one word to describe yourself, what would it be? Organized

How do you enjoy spending your time outside of work? My wife and I enjoy spending time playing with our children and enjoy watching Gator football as well.

What is your goal as the Financial Insurance Advisor for McGriff-WIlliams Insurance? To treat every client like I would my mother.

What’s something on your bucket list? To travel to England, France, Italy and Greece.

 

Health Insurance Open Enrollment Dates

Many individuals have received notice that their health insurance rates are going up on January 1, 2016.

Although health insurance Open Enrollment is through the end of January, in order to avoid automatically paying your renewal rate, you must make a change by December 15, 2015.

What happens if I make a change to my policy between December 16, 2015 and January 31, 2016?

The chart below displays the effective date for policy changes made within various time frames. Please note, until a change is made you will automatically be charged your increased rate amount. For example, if you don’t make a change to your policy until December 16, 2015 (and before January 16, 2016), you will pay the automatic renewal rate for the month of January.  If you don’t make a change until January 31,2016 you will pay your automatic renewal rate for three months (January-March).

health insurance open enrollment dates

 

 

 

If you do not make to your health insurance policy by January 31, 2016 you will be locked into the automatic renewal rate through the end of 2016.

*Please note, any changes made to Medicare supplement plans must be made by December 7, 2015 will take effect January 1, 2016.

What Florida Home Buyers Need To Know About Hurricane Season

 

Insurance companies can suspend home insurance policy binding when a named storm approaches the area.

Florida insurance companies are permitted to suspend the binding (which is simply the final process of securing coverage) of home insurance policies a few days prior to a storm approaching and continue to not allow securing coverage until after (even a few days after) the storm has passed.  Named storms are not limited to hurricanes, and can include tropical storms, etc.  There are no set rules on when Florida home insurance companies are permitted to suspend the ability to secure coverage and the decision is made by each company individually; therefore, one company may suspend limit securing home insurance coverage to 5 days out, while another company may allow home buyers to secure coverage 3 days out.

buy home in gainesville fl

What if I’m purchasing a home and my closing is during this time?  If your insurance has not been finalized prior to the time of suspension your closing may be delayed.

How can I prevent delaying the closing process? Confirm with your insurance agent that all information has been provided and the application has been completed (i.e. signed, etc.). Take action early – Do NOT wait until the last minute to purchase home insurance during hurricane season.

What happens if there is a suspension during the time of my closing, but I completed the application process prior to suspension? If all documents were submitted to your agent prior to suspension, but the date of closing is during the suspension, your coverage will still be put in place on the date stated on the insurance application paperwork.

Why do Florida home insurance companies suspend the ability to secure coverage when a named storm approaches? Florida homeowners insurance companies have implemented their authority to suspend the ability to secure coverage in order to prevent home owners from attempting to secure insurance only during times they see as an immediate threat.

 

Let’s look at an example:

Assume you are purchasing a house in Florida and your closing is the last day of the month. A week prior the news is broadcasting about a storm that may potentially affect the state. You’ve received a quote for your home insurance but have not yet contacted your agent to secure the policy. Insurance companies tend to suspend binding as the storm approaches the state. Since there is no set rule as to when these suspensions are put in place, it’s best to contact your agent if there’s a chance of the storm approaching and your closing is in the near future.

If you wait until the storm reaches the Florida coast, it’s possible that you will be unable to obtain insurance, thus delaying your closing.

Gainesville, FL health insurance agency recognized by Florida Blue

McGriff-Williams Insurance recently received regional and statewide recognition for their sale of Florida Blue health insurance policies in Gainesville, FL.

 

As an agency, McGriff-Williams Insurance was recognized as one of the top 5 agencies in the northeast region for the sale of Medicare supplements (individuals 65 years of age and above), and as one of the top 15 Florida Blue health insurance agencies in the state of Florida. McGriff-Williams was also ranked within the top 10 in the northeast region for individual health insurance policies for individuals under age sixty-five.

A BIG congratulations to our Health Insurance Advisors, Pat Canty and Travis McGriff, on their individual achievements!

McGriff-Williams Health Insurance Advisor, Pat Canty, receiving her award as top health insurance agent in Florida.
McGriff-Williams Health Insurance Advisor, Pat Canty, receiving her award.

Pat Canty, a veteran of the health insurance industry and top performing Florida Blue sales agent, was recognized as the top (#1) sales agent for health insurance policies for individuals over 65 (Medicare supplements) in the northeast region and second in the state of Florida.

Health Insurance Advisor Travis McGriff, was  recognized as the 2nd top sales agent for health insurance policies for individuals over 65 (Medicare supplements) in the northeast region and 5th in the state.

Have questions about your health insurance policy?

We would love to help guide you through the process. Please feel free to call (352-371-7977) or email us at health@mcgriffwillliams.com.