2015 Open Enrollment Dates – Mark your calendar!
Open enrollment for 2015 is fast approaching and there are some very important dates to put on your calendar if you would like to obtain health coverage for 2015.
October 1, 2014 – February 15, 2015
If you do NOT qualify for, or need a subsidy, and are under the age of 65 seeking health insurance coverage for 2015, you may enroll earlier than standard open enrollment (November 15th).
October 15, 2014-December 7, 2014
Open enrollment for individuals seeking Medicare coverage.
November 15, 2014- February 15, 2015
Standard open enrollment for individuals under the age of 65, not seeking Medicare coverage.
Keep in mind, any coverages activated during this time do not take effect until the start of the new year (2015). If you register between the 1st and the 15th of the month, your coverage will not begin until the start of the following month. If you register between the 16th and the last of the month, your coverage starts the first day on the second month.
For example if you enroll January 16, 2015, your coverage will not begin until March 1, 2015. If you enroll January 1, 2015, your coverage will begin February 1, 2015.
Please note 2015 health insurance open enrollment dates are subject to change, as they did in 2014.
If you enrolled in a 2014 Marketplace plan, you can elect to either renew your coverage or explore other marketplace options during the open enrollment period.