Health Insurance
We do not offer every plan available in your area. Currently we represent 1–2 organizations which offer 4–8 products in your area, depending on your county. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
What you need to know about health insurance
Even if you are in relatively good health, accidents can happen and medical bills add up quickly. Whether it be a broken bone, pregnancy, the flu or a more serious medical issue, health care comes at a cost. Health insurance coverage provides individuals with care at a more affordable cost. In addition to the financial assistance health insurance coverage provides, it also gives individuals access to a large network of doctors and hospitals that they may otherwise be unfamiliar with or overlook.
Types of health insurance plans provided by McGriff-Williams Insurance
Individual and Family Health Insurance Plans in Gainesville, FL
Since the introduction of the Affordable Care Act (ACA), if you are not employed or are unable to acquire health insurance through your place of employment, an individual health insurance plan may be your only option. If you are married or have children, you may be able to purchase a family health insurance plan or sometimes individual plans, in particular for children, may be more advantageous.
Medicare Supplements in Gainesville, FL
Medicare supplements can help pay some of the health care costs that standard Medicare doesn’t cover such as copayments, coinsurance and deductibles. They work with Original Medicare (not Medicare Advantage) and don’t cover prescription drugs; drug coverage comes from a separate Part D plan.
Dental Insurance in Gainesville, FL
Dental insurance is not necessarily included in your standard health insurance coverage, but can be purchased or added to your individual or family health insurance plan.
Health Insurance for Businesses – Group Health Insurance in Gainesville, FL
Group health insurance, which is also sometimes referred to as employee benefits, provides health insurance coverage for a business’s employees.
When can I purchase health insurance?
You can purchase health coverage during Open Enrollment; however, if it is outside of the open enrollment period, you may be able to purchase health insurance coverage if you qualify for special enrollment based on various life events.
Open Enrollment for 2027 individual and family health plans on the Health Insurance Marketplace runs November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. If you enroll between December 16 and January 15, coverage starts February 1. (Source: HealthCare.gov)
Medicare’s Annual Enrollment Period, when you can join, switch or drop a Medicare Advantage or Part D drug plan, runs October 15 to December 7 each year. (Source: Medicare.gov)
*Dates can change due to legislation or regulation.
Questions? Call McGriff-Williams Insurance at (352) 371-7977.
