Prevent your next HR nightmare!

Think you don’t need an Employee Handbook or that yours is sufficient as is? Think again. It is extremely important to keep a current Employee Handbook. Some misconceptions of business owners or HR directors may be: • No time or resources • It’s too much work • Afraid we’ll miss important compliance/law changes • Not […]

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Misconceptions of Life Insurance

September is Life Insurance Awareness Month so what better time to clarify a few misconceptions. According to LIMRA (Life Insurance and Market Research Association), Life Insurance Ownership in Focus, U.S. Household Trends, there are approximately 37.5 million households in the U.S. that have no life insurance coverage at all. And almost half of households that […]

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When do I need to sign up for Medicare if I’m still working?

TRUE OR FALSE: “I don’t need to think about Medicare until I’m 65 or retired since that’s when I become eligible.” FALSE. Please tell us you answered FALSE. Medicare is a federal health care program that is regulated by CMS (Centers for Medicare & Medicaid Services) and with that, comes a lot of important guidelines […]

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