Dental Insurance

Do I have dental coverage on my health insurance plan?

Dental insurance is not typically included in your standard health insurance coverage, but can be purchased or added to your individual or family health insurance plan. Employers are also not required to provide dental insurance as a part of their group health insurance; however, you may choose to purchase a stand-alone dental insurance policy.

There are a variety of different dental insurance plans which offer services ranging from preventative to restorative procedures. Depending on the type of plan and coverage, orthodontics may or may not be included, so be sure to consult with your health insurance agent about the details of your dental insurance in Gainesville, Florida.

What kinds of dental plans are there?

Dental plans often come in two main types, similar to the PPO vs. HMO concept: one lets you choose from a wider network of dentists, and the other uses a smaller network. Deductibles, annual maximums, waiting periods, exclusions and coverage for care from oral surgeons, orthodontists and other dental providers vary by plan. If you’d like, we can compare options side by side for you. Call McGriff-Williams Insurance at (352) 371-7977.