“What flood zone is my home in?”
This is such a common question we hear from home owners as well as realtors and mortgage lenders when it comes...
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What exactly is Other Structures coverage?
Many people question the Other Structures coverage on their homeowner's policy and don't fully understand exactly what it is. It's also...
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The Top 5 Things You Need To Know This Hurricane Season
1. Trim your trees! Branches hanging over or that could break off easily are a major threat in a storm. Check...
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What if I lost my job and health insurance and don’t know when I’ll be employed again?
Contrary to hours being cut but remaining employed, when it comes to losing employment (and health benefits) altogether, there's a little...
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What should I do if my income has changed due to Covid-19 and I have a subsidized health plan with the Marketplace?
A subsidized health plan is a policy provided by the Marketplace with a discounted premium, since a portion of it is...
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If you’ve never considered your income an actual asset worth protecting, now is the time!
Most people think their biggest asset or need for protection is their home, since that's typically the largest financial obligation or...
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COBRA and Medicare… Oil and vinegar or two peas in a pod?
There are lots of things that are consistent when it comes to Medicare. It runs very smoothly, is a pretty well-oiled...
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Additional auto insurance carriers are issuing premium refunds
Some people may think insurance companies are only there for them when they need to file a claim. Well, we...
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What does “furlough” mean anyway?
Furlough. It's a rare term to hear in the workplace until something like a government shut down or pandemic such as...
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Auto Insurance Relief Refunds pending approval
Our agency is proud to partner with several companies that not only provide great coverage for our clients but also keep...
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Health insurance options during COVID-19
Unfortunately during the current pandemic we're experiencing, some people are losing their jobs. While there's hope to be rehired once this...
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Florida Blue Group Health plan flexibility due to COVID-19
We recognize that some companies may be adjusting to better support their employees during this unusual time. We also know there...
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Families First Coronavirus Response Act
On March 25, 2020 the Department of Labor (DOL) published a required notice under the Families First Coronavirus Response Act for...
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Business Interruption Insurance
In a time like the current pandemic of COVID-19, we are all experiencing some serious interruption. As individuals, it's come in...
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Benefits of Auto Pay for Your Insurance Premiums
We currently happen to be in a time of uncertainty with some businesses temporarily closing or being short staffed due to...
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Emergency Coronavirus Bill Passed by the House
Terin Cremer of Barbas Cremer, an Employment and Business Law firm, explains why employers should be paying close attention to this...
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“Run Your Day The Intentional Way”
THEME. By definition, it is the subject of a talk, a piece of writing, a person's thoughts, or an exhibition; a...
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How do I know if I need a Medicare Advantage Plan or a Supplement?
Medicare can be confusing. We can all agree on that. But it doesn't have to be. What it really boils down...
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Would your bills be covered if you were unable to work?
Often times, people underestimate the issues they may face if they're out of work and their paycheck stops. Income Protection coverage...
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Hurricane season is coming… Are you and your home ready?
The inevitable hurricane season is approaching quickly so we've composed some information to help better prepare you for potential damage to...
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What you need to know about Medicare Part D prescription drug coverage
Approaching 65 or retirement can be a time of celebration, but also a time of confusion and overwhelm when it comes...
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