5 Major Changes to Home Insurance in 5 Years

5 Major Changes to Home Insurance in 5 Years

Home insurance is an ever-changing topic of conversation sometimes positive and sometimes not so much. The last five years and the...
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New IRS guidelines for employees’ family members to receive health insurance premium assistance

New IRS guidelines for employees’ family members to receive health insurance premium assistance

Editor's note: This post was originally published in October 2022, when the IRS finalized this rule. Rules can change, so check...
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What does the stormy season of 2022 look like and how can you prepare?

What does the stormy season of 2022 look like and how can you prepare?

As if there isn't enough going on with Florida home insurance these days, we are now upon hurricane season. NOAA forecasters...
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Property insurance reform bill passes in special session

Property insurance reform bill passes in special session

  The property insurance reform bill that was under review in the Senate's special session this week has passed! It received...
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Pro tips on road trips – Memorial Day travel at a record high despite gas prices

Pro tips on road trips – Memorial Day travel at a record high despite gas prices

The national average cost of a gallon of unleaded fuel is now at $4.56 but it is still expected that Memorial...
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Just released: Roof guideline improvements!

Just released: Roof guideline improvements!

When the House session ended earlier this month without any progression for Senate Bill 1728, we were disappointed and discouraged. And...
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Why home insurance may be the cause of your headache

Why home insurance may be the cause of your headache

Headaches are known to be caused by things like dehydration, malnutrition, stress or lack of sleep. But if we had to...
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Fostering a long-term culture of safety in construction

Fostering a long-term culture of safety in construction

One of the main concerns in the construction world that remains rather consistent over time is SAFETY. As it should be,...
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As a business owner, what does your Natural Disaster Response Plan look like?

As a business owner, what does your Natural Disaster Response Plan look like?

What comes to mind when you think of the biggest threats to your company? Fire, theft, workers comp claims, auto accidents?...
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What exactly is MFA and why is it important?

What exactly is MFA and why is it important?

Although you've heard all the talk about cyber security and data breaches in the past, have you ever really thought about...
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Flood Insurance Risk Rating 2.0: New & Improved

Flood Insurance Risk Rating 2.0: New & Improved

The National Flood Insurance Program had some major changes that became effective October 1st. They are calling this initiative "Risk Rating...
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What exactly is Comprehensive coverage?

What exactly is Comprehensive coverage?

When it comes to auto insurance, the coverages on your policy can get a little complex. Some are for your injuries,...
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Struggling with disengaged employees on your team?

Struggling with disengaged employees on your team?

It's always fun and exciting to go through the onboarding process of a new employee. Both you, as the employer, and...
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“But the chances of me needing disability insurance are low…”

“But the chances of me needing disability insurance are low…”

Have you ever thought or said to yourself that you don't NEED disability insurance? Think your job is low key enough...
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Should employees be driving their personal vehicles to the job site?

Should employees be driving their personal vehicles to the job site?

With a (thankfully) booming construction industry these days and growth even happening outside of our home towns, travel and transportation is...
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Can I have my roof re-shingled or do I have to do a complete roof replacement?

Can I have my roof re-shingled or do I have to do a complete roof replacement?

Roofs on homes in Florida are a hot topic of conversation these days. And with the real estate market the way...
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Why home insurance is such a hot topic with house fires

Why home insurance is such a hot topic with house fires

House fires can be one of the scariest and most dangerous events to experience but they serve as unfortunate reminders to...
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When Should a 4 Point Inspection Be Done?

When Should a 4 Point Inspection Be Done?

A 4 point inspection covers the main 4 points of a home and assesses the updates and conditions of those aspects...
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When should a wind mitigation inspection be done on a home?

When should a wind mitigation inspection be done on a home?

A wind mitigation inspection is completed by a licensed contractor. On a standard homeowners insurance policy, a home may qualify for...
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Have you thought about what HR really looks like after COVID?

Have you thought about what HR really looks like after COVID?

Although the COVID pandemic may not be quite over yet, there are several considerations all business owners and anyone in HR...
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What is your protocol for employees returning to work after an injury?

What is your protocol for employees returning to work after an injury?

It may sound alarming but it's reality that almost all employees of a company will, at some point in their career,...
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