Key Person Insurance: How it Works and Why it’s Important

Most of us understand the importance of life insurance when you consider your family’s well-being and financial security. But what about the businesses left behind when an owner or principal passes, no longer able to maintain that company’s success? Or having the financial burden of finding a replacement for that person? Key person life insurance […]

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Back to School – What Does it Mean for Employee Leave?

Across the country, students are getting back in the groove of classes, whether in-person or virtually. It’s been five months since there’s been a real routine with school, making this yet another transition period for parents and business owners. The Department of Labor released a compilation of Frequently Asked Questions regarding employee leave under the […]

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Achieving Financial Peace of Mind – Even in a Year Like 2020

You may be thinking to yourself that 2020 hasn’t been very kind or generous to us. It’s been an interesting year full of unknowns, fears, hardship and change for so many. But let’s highlight and be thankful for the silver lining of this year so far. 2020 has given us time to reflect, prioritize and […]

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Vehicle Telematics: the tattletales of driving habits

The words Fleet Management may make some business owners’ skin crawl but it’s one of those things they just can’t ignore. For most companies, this is a key aspect of their overall operations and something that needs constant attention. Some commercial insurance companies are providing Fleet Monitoring premium discounts for the use of telematics, with […]

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What do I do if an employee is exposed to or tests positive for COVID-19?

As many businesses return to work after the stay-at-home order from the COVID-19 pandemic and even as essential businesses continue to work amidst the quarantine business owners may question how they should handle symptoms or positive cases in the workplace. The following protocol has been recommended by Employment and Business Law attorney Terin Cremer of […]

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