What do mortgage interest rates have to do with life insurance?

You may have heard that, or even capitalized on, mortgage loan interest rates being at historic lows lately. That has in turn resulted in more homes being purchased. And what do people consider their biggest financial asset and also their financial safe haven? Their home. Many new homeowners will obtain life insurance upon purchasing a […]

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Payroll Tax Holiday – To opt in or to opt out?

It’s only fitting for a year like 2020 to have an unorthodox holiday come early… the payroll tax holiday! May not sound very exciting but it’s an important one with some grey area that everyone should understand fully. Here’s a quick back story: On August 8, 2020, President Trump issued a proposal to stop withholding […]

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What if you were told your construction company could be fined up to $132,589?

As this year’s Construction Safety Week wraps up, let’s look at some pretty staggering statistics relating to jobsite and workplace safety, as well as some new-age solutions to these age-old problems. – The average cost of a slip or trip injury causing time away from work: $46,000 {National Safety Council} – It is estimated that […]

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Key Person Insurance: How it Works and Why it’s Important

Most of us understand the importance of life insurance when you consider your family’s well-being and financial security. But what about the businesses left behind when an owner or principal passes, no longer able to maintain that company’s success? Or having the financial burden of finding a replacement for that person? Key person life insurance […]

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Back to School – What Does it Mean for Employee Leave?

Across the country, students are getting back in the groove of classes, whether in-person or virtually. It’s been five months since there’s been a real routine with school, making this yet another transition period for parents and business owners. The Department of Labor released a compilation of Frequently Asked Questions regarding employee leave under the […]

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