Do You Have Enough Life Insurance?

When you consider your workplace benefits package, how much value do you see in your employer offering life insurance? This coverage can oftentimes be overlooked or undervalued but it can be very beneficial to your loved ones in the event something were to happen to you. Then there’s the question of whether or not the coverage your employer provides is enough. According to most experts, the answer is no.

There are several things to take into consideration if you depend on employer-sponsored coverage alone, especially if you are responsible for the care of others. The biggest mistake most people make is that they do not truly understand their need for life insurance and do not realize that the amount they have is inadequate. More individuals than ever before are using their employee perk as sole coverage over buying outside coverage, according to LIMRA. If you have a family, outside coverage will aid in paying bills, debts, and future expenses that employer-sponsored coverage could not fully pay.

Do not worry if you haven’t purchased life insurance separately because it’s not too late and we’re here to help! Those who are single, mostly debt free, and do not have dependents will probably be fine with their work coverage. Determining if you need more coverage is the first step.

At any point in the process, you can give us a call at 352-371-7977 and speak with Nick Deas, our resident life insurance expert. Nick can help you determine what type of life insurance your lifestyle requires and how much coverage you’ll need. Although discussing life without a loved one can be very difficult and a topic many people avoid, it’s extremely important to be prepared and all on the same page. Feeling confident and comfortable with your family’s financial stability can bring a lot of peace to an otherwise negative subject.

“Thinking Out Loud” about last night’s Grammy Awards and tomorrow’s “Random Acts of Kindness Day”

It probably wasn’t terribly shocking to many that Taylor Swift’s “1989” won album of the year. Or that Ed Sheeran’s hugely popular song “Thinking Out Loud” took song of the year. Meghan Trainor was a well-deserving recipient of best new artist and Bruno Mars’ Uptown Funk swept record of the year. These are just a few of the gold trophies that went out in last night’s ceremony for the 2016 Grammys.

Awards make people feel a certain kind of way. It’s important in today’s world to recognize and encourage success. Good people doing good things. McGriff-Williams has been honored to accept many awards of our own that we’re very proud of and motivated by.

best insurance GainesvilleAmerica’s Best Independent Agency to Work For Insurance Journal

Tower Tier Award Tower Hill Insurance for personal lines production

Platinum Agency Award ASI & Progressive Insurance (less than 2% of agencies receive this award)

Florida Blue Award for Top 5 agency in the northeast region for Medicare supplement sales and Top 10 in the northeast region for individual under 65 plan sales

Florida Blue Award for Top 15 agency overall in the state of Florida

“Witness Greatness” was the takeaway message from last night’s show. We feel confident that’s exactly what will happen with random acts of kindness happening tomorrow too. We appreciate the loyalty of our clients over the past 33 years and are grateful for the various acknowledgments we’ve earned.

We challenge you to share your admiration of others, especially tomorrow, and hand out your own awards…. Whether it’s a smile for a stranger, picking up the coffee tab for the car behind you or sending a handwritten note to someone you haven’t talked to in a while. We all need to recognize and reward good people doing good things.

Gainesville, FL health insurance agency recognized by Florida Blue

McGriff-Williams Insurance recently received regional and statewide recognition for their sale of Florida Blue health insurance policies in Gainesville, FL.

 

As an agency, McGriff-Williams Insurance was recognized as one of the top 5 agencies in the northeast region for the sale of Medicare supplements (individuals 65 years of age and above), and as one of the top 15 Florida Blue health insurance agencies in the state of Florida. McGriff-Williams was also ranked within the top 10 in the northeast region for individual health insurance policies for individuals under age sixty-five.

A BIG congratulations to our Health Insurance Advisors, Pat Canty and Travis McGriff, on their individual achievements!

McGriff-Williams Health Insurance Advisor, Pat Canty, receiving her award as top health insurance agent in Florida.
McGriff-Williams Health Insurance Advisor, Pat Canty, receiving her award.

Pat Canty, a veteran of the health insurance industry and top performing Florida Blue sales agent, was recognized as the top (#1) sales agent for health insurance policies for individuals over 65 (Medicare supplements) in the northeast region and second in the state of Florida.

Health Insurance Advisor Travis McGriff, was  recognized as the 2nd top sales agent for health insurance policies for individuals over 65 (Medicare supplements) in the northeast region and 5th in the state.

Have questions about your health insurance policy?

We would love to help guide you through the process. Please feel free to call (352-371-7977) or email us at health@mcgriffwillliams.com.

 

 

2015 Spring Parade of Homes

 

BANCF_Logo-square-webThe Builder’s Association of North Central Florida (BANCF) does a wonderful job of organizing to Parade of Homes in Gainesville and surrounding areas (Alachua, Newberry, etc.) With all the new construction popping up in Alachua County, in particular residential construction (home building), it’s no surprise the Parade has almost 30 homes participating this year. Some of the newest developments in Gainesville will be featuring homes, such as Oakmont and Finley Woods.

Below is a list of the communities and builders participating in the parade, as well as the address of the homes. The digital version of the official Spring Parade of Homes guide for 2015 can be found here.

The Parade of homes will take place Saturday, April 11th – Sunday, April 12th and Saturday, April 18th – Sunday, April 19th  from noon to 6:00 pm on both weekends.

Please note, the list below is in alphabetical order by community. We recommend referring to the 2015 Spring Parade of Homes map for guidance on location and planning out your route. 

 

Bailey Estates in High Springs

Bailey Estates

19113 NW 228th Street in High Springs

Ellis Park

Robinshore

9939 NW 19th Road

Finley Woods

Norfleet Homes

6265 SW 50th Way

Tommy Williams Homes

4963 SW 63rd Lane

Greystone

Spain & Cooper Homes

4029 NW 63rd Street

Warrington Homes

 4074 NW 63rd Street

Hailey Forest Condominiums

Hailey Group

4651 SW 48th Drive, #144

Hillcrest

Pridgen Homes

1252 NW 50th Drive

Longleaf Village

Robinshore

7845 SW 79th Drive

Montclair

Hartley Brothers

15521 NW 136th Terrace in Alachua

Oakmont

Arthur Rutenberg Homes

2835 SW 117th Street

Barry Bullard Homes

2762 SW 117th Street

ICI Homes (2)

2724 SW 117th Street

2723 SW 188th Terrace

Jeffrey M. Wilde Builder (2)

2808 SW 117th Street

3223 SW 115th Terrace

Tommy Waters Custom Homes (2)

3215 SW 115th Terrace

2836 SW 117th Street

Tommy Williams Homes

2817 SW 188th Drive

Oak Ridge

Howe Development Corporation

 16685 NW 193rd Terrace in High Springs

Old Oak Estates

Huish Homes

19118 NW 41st Road in Newberry

Savannah Station

Fletcher Construction

16228 NW 121st Lane

Sorrento

Emmer Development

 2286 NW 51st Avenue

South Pointe

New Generation Home Builders

 11949 NW 13th Road

Town of Tioga

Dibros Corporation

691 SW 136th Street

Pridgen Homes

773 SW 135th Way

Turnberry Lake

G.W. Robinson Homes

 13718 NW 30th Road

2808 NW 137th Terrace

13668 NW 30th Road

Wilds Plantation

Warring Homes

10428 SW 41st Avenue

Wyndswept Hills

Hartley Brothers

15237 NW 149th Road in Alachua