Medicare has been so closely associated with the age of 65 for so long now that many people think they can wait until they actually turn 65 to address their health insurance needs and begin that transition. With regard to eligibility and actually enrolling in Medicare, that’s perfectly fine since you have a 7 month […]
Read More“What flood zone is my home in?”
This is such a common question we hear from home owners as well as realtors and mortgage lenders when it comes to property in Florida. Although it’s been proven that the majority of flood claims come from low risk flood zones (determined by FEMA), it’s still extremely important to know what level of risk you […]
Read MoreWhat exactly is Other Structures coverage?
Many people question the Other Structures coverage on their homeowner’s policy and don’t fully understand exactly what it is. It’s also referred to as Coverage B since it’s built into the core coverages on a standard HO-3 policy. Other Structures applies to anything on the property that is not attached to the home itself. Examples […]
Read MoreThe Top 5 Things You Need To Know This Hurricane Season
1. Trim your trees! Branches hanging over or that could break off easily are a major threat in a storm. Check for any signs of trees being dead or weak as well. Heavy winds or the weight of rain water can make even healthy trees fall or drop limbs so keep all of the area […]
Read MoreWhat if I lost my job and health insurance and don’t know when I’ll be employed again?
Contrary to hours being cut but remaining employed, when it comes to losing employment (and health benefits) altogether, there’s a little bit more action to take. The following information is from healthcare.gov: – If you lost your job-based health plan: You may qualify for a Special Enrollment Period if you lost health coverage through your […]
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