Roofs on homes in Florida are a hot topic of conversation these days. And with the real estate market the way it is now, they can make or break a deal from happening. Insurance companies in Florida are more strict than ever on the age, condition and life left on a roof. Some may be […]
Read MoreWhy home insurance is such a hot topic with house fires
House fires can be one of the scariest and most dangerous events to experience but they serve as unfortunate reminders to homeowners about the importance of adequate home insurance. Although Florida homeowners may be more aware of summer fires that can be brought about during hot months with little rain, winter weather is cause for […]
Read MoreNew Executive Order for Health Insurance Special Enrollment Period
On January 28, 2021, President Biden signed an Executive Order directing the Department of Health and Human Services (HHS) to open healthcare.gov for a three month special enrollment period (SEP). Usually, the Open Enrollment Period for new health insurance or changes to a current plan is from November 15-December 15 of every year for the […]
Read MoreWhen Should a 4 Point Inspection Be Done?
A 4 point inspection covers the main 4 points of a home and assesses the updates and conditions of those aspects of the home. This is an effort for the homeowner and insurance company to better understand the status of the home and likelihood of avoiding damage or injury. Those main 4 areas that this […]
Read MoreWhen should a wind mitigation inspection be done on a home?
A wind mitigation inspection is completed by a licensed contractor. On a standard homeowners insurance policy, a home may qualify for a hurricane/wind premium discount. A wind mitigation inspection would be required for homes built prior to 2002, since that is when building codes changed. Homes built in 2002 or after were required to meet […]
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