How much does Medicare cost?

The cost of Medicare can seem confusing but it’s really quite simple. Because it is very case-by-case for each individual’s situation, this is a very brief guide to reference Medicare premiums in 2021. Part A, which is for hospital coverage, has $0 premium regardless of who is qualifying or what their income and employment status […]

Read More

Should employees be driving their personal vehicles to the job site?

With a (thankfully) booming construction industry these days and growth even happening outside of our home towns, travel and transportation is more of a focus than ever. Safety should always be the first concern but liability is a close second. Some business owners may question what the right thing to do is when it comes […]

Read More

Can I have my roof re-shingled or do I have to do a complete roof replacement?

Roofs on homes in Florida are a hot topic of conversation these days. And with the real estate market the way it is now, they can make or break a deal from happening. Insurance companies in Florida are more strict than ever on the age, condition and life left on a roof. Some may be […]

Read More

Why home insurance is such a hot topic with house fires

House fires can be one of the scariest and most dangerous events to experience but they serve as unfortunate reminders to homeowners about the importance of adequate home insurance. Although Florida homeowners may be more aware of summer fires that can be brought about during hot months with little rain, winter weather is cause for […]

Read More

New Executive Order for Health Insurance Special Enrollment Period

On January 28, 2021, President Biden signed an Executive Order directing the Department of Health and Human Services (HHS) to open healthcare.gov for a three month special enrollment period (SEP). Usually, the Open Enrollment Period for new health insurance or changes to a current plan is from November 15-December 15 of every year for the […]

Read More