Many people question the Other Structures coverage on their homeowner’s policy and don’t fully understand exactly what it is. It’s also referred to as Coverage B since it’s built into the core coverages on a standard HO-3 policy. Other Structures applies to anything on the property that is not attached to the home itself. Examples […]
Read MoreThe Top 5 Things You Need To Know This Hurricane Season
1. Trim your trees! Branches hanging over or that could break off easily are a major threat in a storm. Check for any signs of trees being dead or weak as well. Heavy winds or the weight of rain water can make even healthy trees fall or drop limbs so keep all of the area […]
Read MoreWhat if I lost my job and health insurance and don’t know when I’ll be employed again?
Contrary to hours being cut but remaining employed, when it comes to losing employment (and health benefits) altogether, there’s a little bit more action to take. The following information is from healthcare.gov: – If you lost your job-based health plan: You may qualify for a Special Enrollment Period if you lost health coverage through your […]
Read MoreWhat should I do if my income has changed due to Covid-19 and I have a subsidized health plan with the Marketplace?
A subsidized health plan is a policy provided by the Marketplace with a discounted premium, since a portion of it is covered by the government. Eligibility is based on whether or not the insured’s household income qualifies. There is certain criteria for those that are single and those with other dependent family members in their […]
Read MoreIf you’ve never considered your income an actual asset worth protecting, now is the time!
Most people think their biggest asset or need for protection is their home, since that’s typically the largest financial obligation or equity that they have. It’s often times overseen that your income is extremely worthy of protecting too. Imagine not getting a paycheck for a month maybe you have an emergency fund or savings to […]
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