Florida Blue Member Website

Did you know Florida Blue has a member website? Did you know that creating a login for the site makes updating contact information easier, provides details about your claims and deductibles, and can earn you discounts?

Member Website

Setting up your account is quick and easy! Follow this link and the instructions. All you need is your Member Number that is on your member ID card. Once you are registered you can access your health insurance account on a completely secure and accessible site. You can view recent claims and the status of you and your family members deductibles. There is also information about your spending toward your out-of-pocket maximum. You have access to a provider directory and information about what is included in your specific plan as well. Another benefit of the account is the ability to compare costs. You can choose a service, provider, and location to estimate costs of x-rays, MRIs, surgical procedures, and specialty visits.

Need more reasons to create an account? By becoming a user on the site you have access to tons of deals. Go to https://www.blue365deals.com/browse-all-deals to get deals ranging from discounts on hearing aids to access to some of the top fitness centers at a reduced cost.

Mobile Application

Florida Blue also offers a free mobile application on Google Play and in the App Store. The mobile app provides the same great information as the member website on the go! When you need to find a provider in a hurry, the app ensures that you choose someone who is included in-network for your specific plan and based on your current location. If you need your member ID card the app also provides a digital copy.

Creating a Florida Blue member account helps to ease stress, provide convenient and quick information, and keeps you up-to-date on your plan and Florida Blue. Take the time to create your account today!

Auto Insurance When It’s Not Your Car

In most instances, borrowing a car or renting, your auto insurance will follow a vehicle rather than a driver.

Rented Vehicle

Typically, the insurance you obtain for your personal vehicle will carry over to a rental car. Seems easy enough, but there are some stipulations to this rule. The rental vehicle cannot be used for business. In order for your coverage to carry over the rented vehicle must be used for 30 days or less and inside the United States. Only coverage that you currently have carries over. If you have no comprehensive and collision coverage then you’re left without it on the rental car. Knowing this information can save you a lot of money. You can get away with not purchasing extra insurance in some cases.

Auto

Borrowed Vehicle

Say that you have a friend who needs to borrow your vehicle to run errands or move. If they have your permission to use the vehicle then your auto insurance will follow the vehicle and transfer to them. They cannot be previously excluded from your insurance in order for the transfer to work.

Make sure to check your policy as these rules can vary. If you need more information feel free to give us a call today, 352-371-7977.

 

“Thinking Out Loud” about last night’s Grammy Awards and tomorrow’s “Random Acts of Kindness Day”

It probably wasn’t terribly shocking to many that Taylor Swift’s “1989” won album of the year. Or that Ed Sheeran’s hugely popular song “Thinking Out Loud” took song of the year. Meghan Trainor was a well-deserving recipient of best new artist and Bruno Mars’ Uptown Funk swept record of the year. These are just a few of the gold trophies that went out in last night’s ceremony for the 2016 Grammys.

Awards make people feel a certain kind of way. It’s important in today’s world to recognize and encourage success. Good people doing good things. McGriff-Williams has been honored to accept many awards of our own that we’re very proud of and motivated by.

best insurance GainesvilleAmerica’s Best Independent Agency to Work For Insurance Journal

Tower Tier Award Tower Hill Insurance for personal lines production

Platinum Agency Award ASI & Progressive Insurance (less than 2% of agencies receive this award)

Florida Blue Award for Top 5 agency in the northeast region for Medicare supplement sales and Top 10 in the northeast region for individual under 65 plan sales

Florida Blue Award for Top 15 agency overall in the state of Florida

“Witness Greatness” was the takeaway message from last night’s show. We feel confident that’s exactly what will happen with random acts of kindness happening tomorrow too. We appreciate the loyalty of our clients over the past 33 years and are grateful for the various acknowledgments we’ve earned.

We challenge you to share your admiration of others, especially tomorrow, and hand out your own awards…. Whether it’s a smile for a stranger, picking up the coffee tab for the car behind you or sending a handwritten note to someone you haven’t talked to in a while. We all need to recognize and reward good people doing good things.

McGriff-Williams Welcomes Terry Sprague & Nick Deas

Get to know Terry

Accountant, Terry Sprague (left) & Financial insurance Advisor, Nick Deas (right)
Accountant, Terry Sprague (left) & Financial insurance Advisor, Nick Deas (right)

Terry, originally from Port Orange, FL, recently joined the McGriff-Williams team and aspires to help achieve the agency’s financial needs and goals as the in-house Accountant.

Q&A with Terry Sprague:

Tell us a little about your background. I attended Florida Southern College where I graduated with a degree in Finance and Marketing.

How long have you been in the Gainesville area? My husband Chuck and I have lived in Gainesville for close to 20 years and have raised our daughter and son, Erin and Christopher, here.

If you had to use one word to describe yourself what would it be? Dependable

How do you enjoy spending your time outside of work? I enjoy Gator functions with my family, as well as going to the beach.

What’s something on your bucket list? To own a beach house and to take an Alaskan cruise.

Get to know Nick

Nick joined the McGriff-Williams team at the start of 2016 and brings with him an extensive background and knowledge about life insurance, disability insurance and long term care insurance. The agency’s decision to add life insurance to the existing products (home, auto, business and health insurance), is to create a more well-rounded offering and convenience for clients and future clients.

Q&A with Nick Deas:

Tell us a little about your background. I attended the University of Florida where I completed my Bachelors in Business Administration with a Finance Major. I graduated in 2002 and am a third generation Gator. After completing my degree I returned to my hometown (Miami, FL) where I began my career in the financial services industry.

How long have you been in the Gainesville area? In 2011, I returned to Gainesville and have been here ever since with my wife Dari and our daughter Reagan and son Ryan.

If you had to use one word to describe yourself, what would it be? Organized

How do you enjoy spending your time outside of work? My wife and I enjoy spending time playing with our children and enjoy watching Gator football as well.

What is your goal as the Financial Insurance Advisor for McGriff-WIlliams Insurance? To treat every client like I would my mother.

What’s something on your bucket list? To travel to England, France, Italy and Greece.

 

Health Insurance Open Enrollment Dates

Many individuals have received notice that their health insurance rates are going up on January 1, 2016.

Although health insurance Open Enrollment is through the end of January, in order to avoid automatically paying your renewal rate, you must make a change by December 15, 2015.

What happens if I make a change to my policy between December 16, 2015 and January 31, 2016?

The chart below displays the effective date for policy changes made within various time frames. Please note, until a change is made you will automatically be charged your increased rate amount. For example, if you don’t make a change to your policy until December 16, 2015 (and before January 16, 2016), you will pay the automatic renewal rate for the month of January.  If you don’t make a change until January 31,2016 you will pay your automatic renewal rate for three months (January-March).

health insurance open enrollment dates

 

 

 

If you do not make to your health insurance policy by January 31, 2016 you will be locked into the automatic renewal rate through the end of 2016.

*Please note, any changes made to Medicare supplement plans must be made by December 7, 2015 will take effect January 1, 2016.