Safeco Insurance has joined other insurance companies, such as Progressive and Nationwide, to offer a telematics device to drivers. RightTrack helps to evaluate your driving habits and determine whether you may be eligible for discounts on your insurance. RightTrack was released by Safeco in mid August, and it offers an up front discount of 5% for enrolling in the program and completing the review period. The program is completely free, including the tracking device.
The process is simple:
- Enroll in the program to receive your 5% discount
- You will be mailed a device with instructions on how to plug it into your car
- Drive for 90 days with an online progress checker
- After the 90-day review you will receive a discount up to 30% based on your driving. No matter what the review finds you will receive the 5% discount, but discounts are usually higher after the review.
Certain behaviors telematics devices track include:
- Hard braking
- Rapid acceleration
- How often you drive
- What time of the day you drive
For more information about discounts and enrolling in the program give us a call today (352) 371-7977
Now that the school year is underway, and club meetings, sports practices, and homework have taken over your evenings, we have decided to offer some quick and healthy dinner tips that won’t take up too much of your time and will keep your kids satisfied. All of these tricks are approved by the moms of McGriff-Williams, and are sure to keep the family happy.
Our first suggestion is to use your slow cooker. Crockpot meals are easy to make and can cook while you are at work, running errands, and spending time with the kids. Office accountant and mom of two, Terry Sprague says she usually cooks in her crockpot once a week. Her favorite recipes include beef stroganoff and pulled pork.
Try this recipe from Laura Geutman this week for your family! Only eight ingredients are needed and three steps to prep, cook, and serve.
Tip number two is to make meals ahead of time. Meal prepping by separating things into freezer bags and storing them makes it easy to grab a bag and cook. No need to worry about making sure you have the ingredients you need because prep was already taken care of when you bagged everything. Check out Pinterest for hundreds of dinners and prep ideas.
For our final trick, Eryn Hartzog, a client account advisor here, said her go to is cooking chicken on her Cuisinart grill and pairing it with a steamed veggie side. For added ease she purchases the veggie steamer bags that steam in the microwave!
Take the stress out of meal time so you can enjoy more family time by using some of our tips this school year!
If you can answer yes to any of the questions below it may be time to give your insurance agent a call.
Have you recently tied the knot?
When you get married there is a chance your insurance premium will lower due to the marital status. You are able to bundle your insurance receiving additional discounts for multi-car or multi-policy. Another thing to consider after getting married is life coverage for you and your spouse. It becomes important to make sure your spouse is cared for in the event that you are unable to.
Did you have a baby?
Congratulations! Now is a time to consider increasing your life insurance protection. By adding to your family you have created more survivors’ expenses. When planning for your child’s future life insurance may potentially be a source of money to help pay for college or other expenses. Also, you need to update your beneficiary list to include children.
Do you have a teen that has started driving or left home for college?
There are several factors to consider when these life changes occur. If you have a new teen driver it’s important to call your agent to figure out the best rate you can get for your new driver whether that be as an add-on of your policy or getting them a separate policy. It may also be time to consider umbrella coverage so you don’t find yourself underinsured. In terms of discounts, your child can earn a Good Student Discount by maintaining a 3.0 GPA or “B” average in high school and college.
Did you get a new job or have a salary change?
Take some time to consider your life insurance and health insurance policies when you get a new job. You have to look into whether or not your new employer offers life insurance if you had it through your previous employer. You may also want to increase your coverage if you received a raise. Make sure you know when your health insurance coverage begins and if it is not immediate consider an interim policy.
Did you recently acquire any new, valuable personal property?
Insuring certain valuable items separately can provide you with enough coverage. Items you might want to consider insuring include artwork, jewelry (engagement and wedding rings), one-of-a-kind items, and collectibles.
Give us a call today at 352-371-7977 to discuss any changes in your life and what you might need to do to make sure you’re covered.