Medicare Monday: Open Enrollment

Medicare open enrollment began on October 15th. This is the time of year when you can review your Medicare coverage and make any changes you find necessary. Being educated about your options can ensure that you are getting the coverage that best fits your life.

What kinds of changes can you make?

The first thing to know for open enrollment is if you are happy with your current coverage then you are not required to make any changes. If you are interested in changing your coverage for the New Year it is important to figure out your options early.

In most cases the open enrollment period is the only time you’ll be able to pick a new Medicare Advantage plan or Medicare Part D plan. If you’re currently on a Medicare Advantage plan you will have the opportunity to switch to original Medicare if you want.

If you have questions about your current coverage or what options you have, we are here to help. Feel free to give us a call, 352-371-7977, or email info@mcgriffwilliams.com.joyce-huis-280682

Open Enrollment 2018

2018 Florida Blue Open Enrollment Dates – Mark your calendar!

Open enrollment for 2018 is here and there are some very important dates to put on your calendar if you would like to obtain health coverage for 2018.

October 4, 2017

If you do NOT qualify for, or need a subsidy, and are under the age of 65 seeking health insurance coverage for 2018, you may enroll earlier than standard Florida Blue open enrollment (November 1st).

October 15, 2017

Open enrollment for individuals seeking Medicare coverage begins.

November 1, 2017

Standard open enrollment for individuals under the age of 65, not seeking Medicare coverage begins.

 

December 15, 2017

Last day to enroll in coverage or change Florida Blue plans for coverage to start on January 1, 2018. Florida Blue Open Enrollment ends.

Keep in mind, any coverage activated during this time do not take effect until the start of the new year (2018). In order to have your coverage begin on January 1, 2018 you must enroll by December 15, 2017.

Please call us, (352) 371-7977, with any questions about your coverage or changes you may want to make.

Halloween Safety Tips

It’s the most spooktacular time of the year: Halloween! While your mind might be on delicious candies or ghoulish hauntings safety should remain a top priority! Follow these tips to keep your home safe from accidents involving your decorations and your family safe during trick or treating.

Home Safety Tips

This rule applies for every day life, but don’t overload your extension cords. We know it’s important for you to have the fog, sound, and light machines for the perfect haunted house. Preventing your cords from overheating can prevent potential fires.

Avoid using open flames. If you want to light Jack-O-Lanterns or put out some spooky candles be sure to use battery-operated instead.

Light and clear the path to your home for trick-or-treaters. A clear path is important, as it gets darker throughout the evening so children don’t trip or hurt themselves walking to your door.

Trick-or-Treater Tips

Include comfortable shoes in costume ideas. Walking from house to house can become old very quickly if you or your child’s shoes are giving blisters or pinching toes.

Bring a flashlight. As it gets darker you’ll be thankful to have one for places that may not be well lit or as your navigating paths up to your neighbors homes.

Avoid costumes with extra length. Make sure your child’s costume isn’t too long to ensure they aren’t tripping as they walk.

Use soft and flexible props. You’ll avoid unnecessary injuries if your child and friends use the props throughout the night.

Check your child’s candy before you let them eat it. Candy that appears to have been opened or is not in a wrapper should be thrown out.halloween