From McGriff-Williams Insurance, an independent agency in Gainesville since 1983. Where confidence grows. When most business owners picture a cyberattack, they think of locked computers, stolen customer data or a ransom note. In October 2026, an attack in France showed that a hack can reach something far more physical: the freezer case. If you run […]
Read MoreNot in a Flood Zone? What Florida Homeowners Should Know About Flood Insurance
“Am I in a flood zone?” is often the first question Florida homeowners ask about flood insurance. It’s a good question, but the answer doesn’t tell the whole story. Here’s a plain-English look at what flood zones mean, what a typical homeowners policy leaves out, and why timing matters if you decide to buy coverage. […]
Read MoreIs Your Water Damage Coverage Only $10,000? What Owners of Older Florida Homes Should Know
Gainesville has plenty of mid-century and 1970s and ’80s homes. If you own one, check how your policy handles water damage. Many Florida insurers now cap water damage on older homes, often at $10,000. Why Older Homes Often Have Water Caps Most water claims start inside the house: a failed supply line, water heater, or […]
Read MoreBuilders Risk Insurance: What It Covers and What It Doesn’t
Builders risk is one of the most misunderstood policies in the construction process. Many homeowners assume it’s a comprehensive policy that covers everything during a build. It isn’t. Builders risk is property insurance only, which does not include any liability. Knowing that distinction before you break ground could save you from serious financial challenges. What […]
Read MoreThe Home and Auto Bundle is Back! And Florida Homeowners Need to Pay Attention
If you’ve been in Florida for the last several years and tried to bundle your home and auto insurance, you already know the frustration. It just wasn’t possible — or if it was, the savings were barely worth mentioning. That era is officially over. The home-auto bundle is back in Florida, and for homeowners looking […]
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